Have a PayPal gift card and wondering how to use it? Whether you received one by email or bought it yourself, redeeming a PayPal gift card is simple. Here’s exactly how to apply the balance to your PayPal account and start spending it online.

What Is a PayPal Gift Card?
A PayPal gift card is a prepaid balance that can be used with your PayPal account. It works like cash and lets you shop online, send money, or pay for services wherever PayPal is accepted.
PayPal gift cards may be:
- Digital (delivered by email)
- Physical (plastic cards bought in-store or online)
How to Redeem a PayPal Gift Card
Follow these steps to add your gift card balance to your PayPal account:
Step 1: Log into Your PayPal Account
Go to www.paypal.com and sign in with your email and password.
Step 2: Go to “Wallet”
Once logged in, click on “Wallet” at the top of the screen.
Step 3: Click “Link a Card”
Under the Wallet section, choose “Link a card” to add your gift card details.
Step 4: Enter the Gift Card Details
Input the card number, expiration date, and CVV from your gift card—just like a regular debit or credit card.
Tip: Make sure the name and billing address match your PayPal account to avoid errors.
Step 5: Confirm and Start Using It
Once linked, the gift card works like any other payment method in your PayPal account. You can:
- Pay online using PayPal
- Transfer the balance to someone
- Use it in apps and stores that accept PayPal
Can You Add a PayPal Gift Card to Your Balance?
No, you can’t directly transfer the gift card value to your PayPal balance. But you can still use it for purchases as a payment method during checkout.
Common Issues When Redeeming a PayPal Gift Card
| Problem | Solution |
|---|---|
| Card declined | Check card balance, expiry, or try matching your PayPal billing info |
| Can’t add card | Use the desktop version of PayPal or contact PayPal support |
| Card not working internationally | Some gift cards are for U.S. use only—check terms before redeeming |
Once linked, you can use your PayPal gift card at:
- Online stores that accept PayPal (e.g. eBay, Walmart, Target)
- Subscription services (e.g. Netflix, Spotify)
- Mobile apps with PayPal checkout
Can You Use a PayPal Gift Card Without a PayPal Account?
No. You’ll need a PayPal account to redeem and use the gift card.
Final Tips
- Always check the expiration date on your card
- If you’re buying something more expensive than your card balance, PayPal will cover the rest from your linked bank or card
- Gift card balances cannot be withdrawn as cash from PayPal
Quick FAQ:
Q1: Can I transfer a PayPal gift card to my PayPal balance?
No. You can use it as a payment method, but not load it into your balance directly.
Q2: What if my gift card doesn’t work on PayPal?
Make sure the card is activated, has funds, and matches your billing info.
Q3: Can I use a PayPal gift card internationally?
Most are U.S.-only. Read the terms on the back of the card or in the email.
Q4: Do PayPal gift cards expire?
Some do. Check the expiration date printed on the card or in the digital email.
